Terms And Conditions

Overview

These are the terms and conditions (the “Terms and Conditions”) for the use of the website and/or any related mobile application (collectively, the “Site“) of CompleteAssetManager Pty Ltd as trustee for the CAM Unit Trust ABN 29 742 289 139 (“CAM”, “We”, “Our” or “Us”). By using the Site, you agree to abide by these Terms and Conditions. You are only permitted to use the Site for personal use, subject to your compliance with the Terms and Conditions. Commercial use of the Site is strictly prohibited. We reserve the right to suspend, restrict or terminate your access to the Site at any time.

We may amend the Terms and Conditions at any time and so We recommend that you refer to these Terms and Conditions each time you use the Site. The amended Terms and Conditions will be effective from the time they are posted on the Site. Your continued use of the Site will constitute your acceptance of the amended Terms and Conditions.

If you do not agree to these Terms and Conditions, you are not permitted to access and use the Site and you should immediately cease accessing and using the Site.

One of the features of the Site is the provision of public information that seeks to provide you with the tools and information intended to assist you better understand, research and compare a wide range of products, product providers and services. CAM does not provide information on all available products, product providers or services so please note that there are also other services and products that may be available to you in addition to the products, product providers or services referred to on the Site.

Information regarding financial products and financial strategies on the Site may consider and refer to how the financial products or strategies could potentially be suitable for classes of persons or classes of prospective investors based on variables such as the size of investable funds, the persons’ ages or employment status etc. None of the information contained on the Site has been prepared and published after taking into consideration your specific individual circumstances, such as your financial situation objectives or needs.

At no stage does CAM seek to rely on the specific details of your personal situation, needs or objectives for the purpose of providing advice, and CAM does not provide personal advice to you. Therefore, when you consider any information that you may have seen on the Site, you should consider the appropriateness of the information having regard to your own personal financial situation, needs and objectives. We strongly recommend that you seek professional personal financial advice from an ASIC licensed Australian Financial Services Licensee or one of their representatives before making any commitments or decisions in relation to any financial products or financial strategies.

The Site’s services may include comparison financial product data, basic financial and economic information (such as current interest rates) and basic current product information (such as product fees). We do not consider or assess if a particular product is suitable for you.

The Site can provide you with merely factual information related to financial products. The provision of this merely factual information does not represent financial product advice that you should act on. In addition, it does not guarantee you can obtain the financial product.

We endeavour to ensure that the information and other content on the Site is accurate and current, however We cannot guarantee the accuracy or completeness of the information on the Site. Where information on the Site relates to specific financial products, You should read the relevant financial product’s Product Disclosure Statement (“PDS”), publicly available Target Market Determination (“TMD”) and other disclosure documents before you make any decision about that financial product. The financial product PDSs and TMDs are drafted to enable the average person to read and understand the features of the financial product as well as the risks in acquiring and holding the financial product. In addition, We also strongly recommend that you seek professional personal financial advice from an ASIC licensed Australian Financial Services Licensee or one of its representatives before making any commitments or decisions in relation to any financial products or financial strategies.

Product terms and conditions, returns and product costs listed on the Site are merely generally indicative information, amounts and approximations obtained from available data or based on specified assumptions. The product provider of the financial product ultimately determines the price and terms that they will offer you and the actual cost to be charged. This may vary from the information that We refer to on the Site.

To the extent permitted by law, CAM disclaims all liability to any person in relation to use of the Site, and you waive all claims against CAM in relation to your use of the Site. CAM does not accept any liability for any interference with or damage to a user’s computer, software or data occurring in connection with or relating to the Site or its use or any website linked to the Site. CAM does not represent or warrant that the Site or any website linked to the Site will always be accessible.

The Site includes links to other websites operated by members of the public, business and government. These linked websites will have their own terms and conditions of use and you should familiarise yourself with them. All linked websites are linked “as is” and CAM does not sponsor, endorse or necessarily approve of any material on websites linked from or to the Site. CAM does not make any warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of any material on websites linked from or to this Site. CAM makes no representations that material on other websites to which this Site is linked does not infringe the intellectual property rights of any person anywhere in the world. CAM does not authorise the infringement of any intellectual property rights contained in material in other websites by linking the Site to those other websites.

Unless expressly stated otherwise, CAM claims copyright of all material on the Site. You may download, display, print and reproduce this material in unaltered form for your personal, non-commercial use. CAM reserves the right to revoke such permission at any time. Apart from this permission and uses permitted under the Copyright Act 1968 (Cth), CAM reserves all other rights.

Governing law: The Terms and Conditions and your access to use the Site is governed by and will be interpreted in accordance with the laws of Western Australia. You submit to the non-exclusive jurisdiction of the courts of Western Australia in connection with the Terms and Conditions and your access to use the Site.